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Pension Charges Cap
The government has woken up to the anger being felt by members of pension schemes when confronted with what they regard as unfair penalties when accessing their pension funds under the new pension freedom legislation. A Pension Charges Cap The government is going to consult on this issue and , and all […]
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June 16, 2015
- in Buy to Let , Investment , Mortgages by admin
Hidden Estate Agents Costs
Landlords have been complaining about the hidden estate agents costs in letting agent agreements for some time. In an example here in the a landlord is taking one agent to court over the cost of a light fitting repair and replacement. Many landlords are not Buy to Let landlords but are renting out their […]
Continue readingPension Freedoms Frustrated
A current topic covered in the UK Press is that of Pension freedoms frustrated by providers who are preventing members wishing take advantage of the new Pension Freedoms. Pension Freedoms Frustrated The , and the all have written on this topic but they are far from being alone. Ian Duncan Smith the new Pensions […]
Continue readingBuying insurance on-line
Buying insurance on-line always appears to be the easiest, simplest and fastest option. A few clicks and you can compare insurance quotations from many providers to get the best deal. You should realise that not all companies appear on comparison sites and to get a true picture asking your local broker to quote can often […]
Continue readingExpat State Pensions
Retiring abroad is a common desire for many in the UK. For those that move to the sunny Mediterranean countries of the EC their UK state pension is preserved and increased each year. If you move to the United States it is preserved and again increases each year in line with state pensions paid in […]
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April 28, 2015
- in Investment , Pensions by admin
Compound Interest Power
The power and effect of compound interest on your savings is remarkable. It ws described by Albert Einstein as the 8th wonder of the world. The fact that saving for 10 years can result in a bigger fund than saving for 40 as illustrated in the Telegraph article below is a testament to this simple […]
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April 28, 2015
- in Buy to Let by admin
Landlord Tenant Deposits
With Buy to Let becoming more popular as a way of securing a return on capital invested many buy to let investors are first time landlords. Handling tenant’s deposits is an important topic that any landlord should understand. Even if they are using a professional agent any landlord should be able to check that the […]
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April 28, 2015
- in Investment by admin
Avoiding Investment Scams
It is quite frighting when you start to investigate the number of investment scams that are perpetrated on victims in the UK. It is very easy to assume that you are smart enough to avoid them and perhaps you are. The video below from the FCA web site is that of a retired teacher who […]
Continue readingPension Liberation Sharks
If you have any doubts about the dangers inherent in the new pensions legislation just take look through our gallery of screen shots at the foot of this page. Newspapers ranging from the Financial Times to the Morning Star all highlight the risks contained in the new pension freedoms and specifically about the activities of […]
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April 23, 2015
- in Investment , Pensions by admin
The value of an Adviser
The value of an adviser will often be seen in their skill and experience, their qualifications, their knowledge and the continuing education and supervision by the regulators. All of which is true, however, an aspect of adviser value that is often missed is that they will frequently secure a better deal for you particularly when […]
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