Category Archives for "Investment"
All of the advisers on the YourMoney panel are qualified, experienced FCA registered advisers. Why not have a consultation at their expense to see what they can do for you?
Negative interest rates are here. For how long and what the consequences will be for on investors, savers, borrowers and the economy is difficult to say. On July 1st the FT reported that all Swiss government debt yields went negative. The last to go was a bond that does not mature for almost 50 years. […]Continue reading
It should be a clear choice for investors. Invest in an Active or a Tracker fund but is your fund one of the “Closet Tracker Funds” charging you active fund fees? In simple terms a tracker fund (one that closely mirrors an index) which is a relatively simple automated service to balance the holdings in […]Continue reading
The new buy to let tax changes that are being phased in over the next few years will have a significant impact on all landlords. For many with mortgages it may make the whole proposition a non starter. It is now possible to end up in a position where a landlord can pay more in […]Continue reading
The Prudential Regulation Authority has announced changes to the FSCS deposit limit and a new lower level of protection from the Financial Services Compensation Scheme. FSCS deposit limit to drop to £75k The change takes place on January 1st 2016. Retail customers and small business deposit protection at the current level of of […]Continue reading
Landlords have been complaining about the hidden estate agents costs in letting agent agreements for some time. In an example here in the a landlord is taking one agent to court over the cost of a light fitting repair and replacement. Many landlords are not Buy to Let landlords but are renting out their […]Continue reading
The power and effect of compound interest on your savings is remarkable. It ws described by Albert Einstein as the 8th wonder of the world. The fact that saving for 10 years can result in a bigger fund than saving for 40 as illustrated in the Telegraph article below is a testament to this simple […]Continue reading
It is quite frighting when you start to investigate the number of investment scams that are perpetrated on victims in the UK. It is very easy to assume that you are smart enough to avoid them and perhaps you are. The video below from the FCA web site is that of a retired teacher who […]Continue reading
The value of an adviser will often be seen in their skill and experience, their qualifications, their knowledge and the continuing education and supervision by the regulators. All of which is true, however, an aspect of adviser value that is often missed is that they will frequently secure a better deal for you particularly when […]Continue reading