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April 23, 2015

Rent a room scheme

Rent a Room Scheme

The Government Rent a Room scheme offers some tax advantages as the income from renting a room is free of tax. (subject to a maximum limit and certain restrictions which include the inability to claim expenses incurred).   I have included a link to The Government guidance on the Rent a Room Scheme in the […]

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April 8, 2015

Pension Wise Guidance

Pension Wise Guidance

There has been considerable coverage over the UK government’s Pension Wise Guidance Service.  Although very new it appears that only 300 staff are available and that the “guidance” is very limited and is given to users with no liability.  It also appears that for sums of £30,000 and above Pension Wise will insist you also […]

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April 4, 2015

Pension Funds The Best Deal

The Telegraph- Pension Funds The Best Deal

Many who saved  diligently and invested in a pension with reputable leading UK pension providers do not get the best deal they should.   This is a simple testament of fact.   Why?  because many savers do not question what they are offered.  They seek no impartial advice and rely on some of the largest investment […]

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April 4, 2015

Long Term Care Advice

The Guardian - Long Term Care Advice

A new care act came into force on April 1st 2015.   The act clarified the obligations of the local authority and imposed a new duty to promote people’s well being. There is now a national eligibility threshold rather then one set locally.  The new deferred payment scheme is designed allow home owners to postpone payment […]

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April 4, 2015

Equity Release Advice

The Telegraph - Equity Release Advice

It is a financial quandary that faces many. That of being asset rich but income poor. Is it best to use Equity Release or to sell the family home and downsize to raise funds? Equity Release is not just a financial decision but an emotional one.   There are many reasons that people consider Equity […]

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